tradelines

Establish a strong financial foundation with our tradeline solutions

Build Strong Credit with Tradelines

Your credit score is influenced by your credit history. If you lack a solid credit history, our tradeline solutions can help you establish and strengthen your profile quickly. By adding positive credit accounts to your report, you increase your chances of getting approved for credit cards, loans, and mortgages.

Authorized User Tradelines
Primary Tradelines
Business Credit Development

Get Started with Tradelines

credit builders account

Start building or rebuilding your credit profile with trusted tools we recommend. These accounts report to the major credit bureaus and can help you boost your credit score fast.

Chime Credit Builder

A secured credit card that helps you build credit with no annual fees or credit checks. Funds you move into your Credit Builder account become your spending limit.

Get Started with Chime

Self Credit Builder Account

Open a credit builder loan and make monthly payments. At the end of the term, you get your money back minus fees—and a boost to your credit history.

Build Credit with Self

Kikoff

A no-fee credit line that reports to Equifax and Experian. Instantly improves your credit utilization and payment history.

Start with Kikoff

CreditRentBoost

Turn your monthly rent payments into credit history. Helps renters with no traditional credit history start building quickly.

Report Your Rent Now

eCredable Lift

Add utility and phone bill payments to your TransUnion credit report to enhance your credit profile.

Boost your Score with eCredable

AVA

Browse and access all recommended credit builder accounts in one place with helpful insights and tools.

Explore All Credit Tools

Additional Credit Builder Tools You Can Add

Here are some additional platforms we can include:

Grow Credit

Build credit by paying for your monthly subscriptions like Netflix, Spotify, and more—with a virtual Mastercard that reports to all three bureaus.

Use Grow Credit

Experian Boost

Use your utility, phone, and Netflix payments to instantly increase your Experian score.

Boost with Experian

BoomPay

Easy-to-use app that lets you add your current and previous rent payments to all 3 credit bureaus. Works with any rental situation and has low monthly fees.

Use Boom to Report Rent

Kovo

Get a small digital credit line to finance Kovo learning courses. Your monthly payments are reported to major credit bureaus to help build credit while learning new skills.

Grow Credit with Kovo

Credit Strong

A powerful mix of savings and credit building in one. You make monthly payments on a locked savings account, which reports to all 3 bureaus. Ideal for long-term score improvement and growing a strong credit profile.

Start Building with Credit Strong

frequently asked questions

How does credit repair work?

Credit repair involves reviewing your credit report for inaccuracies or negative items, disputing those errors with credit bureaus, and taking steps to improve your overall credit score.

How long does the credit repair process take?

The credit repair process can take anywhere from a few months to over a year, depending on the complexity of your situation and the number of disputes required.

Can you guarantee my credit score will improve?

While we cannot guarantee specific results, our proven methods often lead to significant improvements by addressing inaccuracies and providing strategies for better financial management.

Will credit repair help with all types of negative credit items?

We can help resolve many negative items, such as errors, outdated information, and unfair entries. However, legitimate debts and accurate negative marks cannot be removed from your credit report.